Copy of Official Bankruptcy Discharge Records

Bankruptcy discharge records in bankruptcy confirms that court relieves a debtor for any existing legal debt obligation to certain creditors at the time of filing bankruptcy. After bankruptcy discharge it is advised to retain an authentic official bankruptcy court records, dismissal papers, or final decree to prove that your bankruptcy is finished.

Bankruptcy discharge order is normally 2 to 3 page discharge papers and includes:

01. Bankruptcy Records

The most important discharge papers in the actual is discharge order of the bankruptcy judge. This actual order of the court contained in bankruptcy discharge papers relieves the debtor from all existing liabilities / debts listed in the bankruptcy petition filed.

It bears Signature of Judge and 2nd page clarifies debts that are discharged and debts not discharged.

02. Explanation of Bankruptcy Discharge Order

This page of explains to creditors that collection of certain debts is now prohibited. It also clarifies that what type of debts are discharges and debts that are not discharged.

03. Certificate of Service

This page is an additional page sometimes attached to discharge papers and confirms that court has served this order to debtor, attorneys, all creditors listed in the bankruptcy case and related parties informing that debtor under bankruptcy is discharged.

Why you need an official authentic  bankruptcy records:

1. To apply for new loans or credits

2. To apply for fresh mortgage

3. To update your credit report

A bankruptcy order releases the debtor from personal liability, in other words, the debtor is no longer legally required to pay any debts that are discharged.

The discharge is a permanent order prohibiting the creditors of the debtor from taking any form of collection action on discharged debts, including legal action and communications with the debtor, such as telephone calls, letters, and personal contacts.

Although a debtor is not personally liable for discharged debts, a valid lien (i.e., a charge upon specific property to secure payment of a debt) that has not been avoided (i.e., made unenforceable) in the bankruptcy case will remain after the bankruptcy case. Therefore, a secured creditor may enforce the lien to recover the property secured by the lien.

You will get bankruptcy discharge records by email within 1 to 6 hours same day depending upon the volumes.

You need to take the next step to how to get your bankruptcy records OR bankruptcy discharge papers, dismissal, or final decree.
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to prove that your bankruptcy case is finished.

 

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