Dillards Credit Card Login - Make Payment, Customer Services

Subject to credit qualification & available credit limit, the Dillard’s American Express® Card and the Dillard’s American Express® Card may be used. Expiration dates apply to all awards and points.

When you purchase Dillard’s, you get rewards points on your credit card (in-store, online, catalog, or phone). You may choose a 10% discount All-day Shopping Pass or a $10 Reward Certificate for every 1,500 points you earn. Expiration dates apply to reward points.

How To Login into Dillards Credit Card Services Account

Dillard’s Inc., widely regarded as one of the best U.S. fashion retail shops, offers its consumers a wide range of designs and prices. When financing purchases of clothing, footwear, accessories, and housewares, customers may select between two different credit cards: the Dillard’s store credit card and the Dillard’s American Express credit card.

Once you have registered yourself for Dillards credit card account login. You can access your account anytime and manage your credit card account.

Log In to your Dillard’s Credit Card Services Account

Go to the Dillard’s Credit Card services page.
Now, enter your username and password.
Press the “Sign On” button.
Now, you are successfully login to your credit card account.

Note: To encourage customers to buy at Dillard’s, two credit cards are available: one for in-store purchases and one for purchases made online or by phone using the Dillard’s American Express card. A 10-percent-off shopping pass may be redeemed after earning 1,500 points on the two participating credit cards.

How To Register Your Dillards Credit Card Online Access

Keep your Dillard’s credit card with you when creating your Dillard’s credit card account. You need to enter your card number and some personal details to order to complete the online account access process.

To register for a New Dillard’s Credit Card Login:

Visit Dillard’s Credit Card Service Portal.
Click the “Enroll Now” Button.
Enter your date of birth.
Enter your email address.
Now, press the “Continue” button.
You need to accept the terms and conditions of Dillard’s Credit Card Services.
Now, follow the steps to complete your new account login process for online access.

How To Make A Dillards Credit Card Payment Online

Depending on where you live, you may send your Dillard’s payment to one of the following three addresses.

West Coast

Please send your payment to Dillard’s Cardholder Payments Dillards Cardholder Payments Dillard’s Cardholder Pay.

Dillard’s/Wells Fargo Bank, N.A.
P.O. Box 51193
Los Angeles, CA 90051-5493

Midwest

Residents of Minnesota, Wisconsin, Michigan, Nebraska, Iowa, Illinois, Indiana, Kansas, Missouri, Oklahoma, Arkansas, Louisiana, or Mississippi who have a Dillard’s credit card should send their payment to:

Dillard’s/Wells Fargo Bank, N.A.
P.O. Box 77053
Minneapolis, MN 55480-7753

East Coast

Residents of Maine, Vermont, New Hampshire, Massachusetts, New York, Rhode Island, Connecticut, Philadelphia, New Jersey, District of Columbia, Delaware, Maryland, Ohio, West Virginia, Virginia, Kentucky, Tennessee, North Carolina, South Carolina, Alabama, Georgia or Florida who have a Dillard’s credit card should send their payment to:

Dillard’s/Wells Fargo Bank, N.A.
P.O. Box 71118
Charlotte, NC 28272-1118

Dillard’s Credit Card Customer Service

Paying via a phone call is also an option at Dillard’s. The automated system at 800-232-8489 is accessible 24 hours a day, seven days a week, from 7 a.m. to midnight Central Standard Time (CST) and from 10 a.m. to 8 p.m. CST on Sunday. When you call, be prepared with your bank account and routing numbers.

Send Dillard’s credit card mail correspondence to:

Dillard’s Card Services/Wells Fargo Bank, N.A.
P.O. BOX 10347
Des Moines, IA 50306-0347

Dillards Credit Card Benefits

To encourage customers to buy at Dillard’s, two credit cards are available: one for in-store purchases and one for purchases made online or by phone using the Dillard’s American Express card. A 10-percent-off shopping pass may be redeemed after earning 1,500 points on the two participating credit cards.

What To Do If Your Dillards Credit Card Payment Is Late or How To Avoid Late Fees

Credit card companies apply late fees to clients who fail to make timely payments on their accounts.

A Significant Late Fee Is Assessed

You’ll be hit with this cost when you next pay your credit card statement. Some credit card companies may impose a late payment penalty based on various variables, including the number of days you’ve been delinquent, your prior late payment history, and more. Regarding collecting late fees, the Reserve Bank of India has ordered all banks to do so only if payment is overdue by more than three days.

It Has A Negative Influence On Your Credit Score

Banks and other lenders use your credit score to assess your creditworthiness. To put it simply, the higher your credit score, the more likely you will be able to get loans and other financial services. Your payment history is one of the essential aspects of determining your creditworthiness. Because your bank reports this to credit information businesses when you don’t pay on time, this is shown in your credit score.

Late or delinquent payments lower your credit score, affecting your ability to qualify for new credit from the same or other lenders. A low credit score affects your chances of getting a loan and increases the interest rates you’ll be charged on subsequent loans.

An Increase In The Interest Rate You Pay On Your Credit Card Debt

You’ll be charged a late fee if you don’t pay your credit card bill before the due date. All purchases and cash withdrawals made beyond the due date will be subject to a higher interest rate.

Your Credit Card Limit Will Be Reduced

If you have a history of skipping or delaying payments on your credit card bills, your bank may lower your credit limit.

Inability To Take Advantage Of The Interest-Free Loan Term

If you don’t make your monthly credit card payments on time, the bank has the right to cancel your interest-free term. Most banks give a credit-free period of 25 to 30 days, during which you may use your card to make transactions without paying interest. On the other hand, your bank has the right to revoke this privilege if you fail to make timely payments.

How To Avoid Late Fee

Credit card issuers use several strategies to gain money. This may be done by charging account holders who fail to pay the minimum amount on time a late charge. You may entirely prevent late fees by following these six easy actions.

Enroll In Digital Statements

E-statements from credit card issuers may also be downloaded from your account dashboard. Credit card issuers will send you a prepared statement instead of mailing it to you. Log in to your account and make the payment right now.

Avoid Phishing Scams at All Costs

That said, you should never click on a link in an email. Phishing schemes often employ emails that seem to originate from a reputable source (such as a bank or credit card firm) to steal your password.

Open a new browser window or tab after receiving your e-statement notice and log out of your email and browser. After that, go to the card issuer’s website and create an account. Using this prevents you from clicking on a possibly harmful link.

Inquire For A Copy Of Your Credit History

Knowing what affects your credit score might help you make better financial decisions (including the timeliness of credit card payments). See whether your credit has been affected by unpaid bills or missed payments.

If many credit cards have been established in your name, you may be able to identify suspected fraud or identity theft.

Similar Credit Card Login

Conclusion

To avoid interest, you must pay off your whole debt before the end of the payment period, regardless of which Dillard’s card you have. Interest will accumulate even if the minimum payment is paid on the due date.

If a late or missed payment occurs, the customer will be charged the lesser of $25 or the minimum amount due. Having more than one late payment in six months will result in a $35 fine.